Success Story of Filinvest International Deputy Manager "Emelia Cudiamat-Lim"

Very symbolic sa akin ang inidoro.

When I see an inidoro, which I do everyday, tatlong bagay ang naalala ko.

Una ay ang Nanay ko. Tanda ko pa ang unang araw na dinala nya ako sa bahay ng kanyang amo na si Señora Cazzaniga? I was really shocked when I entered the toilet “nakita ko sya na nakaluhod sa bowl “.

That scene really broke my heart, realizing na ganun pala kahirap ang ginagawa niya para lang mabigyan kami ng maganda at maayos na buhay. Hindi lamang tatlong bahay sa isang araw ang pinupuntahan nya. Labindalawa na inidoro ang nililinis nya araw araw. Ang sarap ng buhay ko sa Pilipinas, yun pala ang nanay ko ang hirap ng pinagdadaanang sitwasyon. It really pained me but to my nanay, salamat. “I know that you sacrificed a lot and I wouldn’t be where I am now kung di ko nakita sa aking mga mata na ilang beses kang lumuluhod di lamang para ipagdasal kami pero pati maglinis ng inidoro ng ibat ibang tao”.

The Importance of Health Insurance "The Story of AJ Roxas Fil-Am Revived From death in Spain"

NEW YORK CITY - A Filipino-American from New York went into a sudden cardiac arrest while on vacation in Spain.

AJ Roxas, 23, was on vacation in Madrid en route to Barcelona when he went into a sudden cardiac death. He was rushed to a nearby hospital.

Sudden cardiac death is the largest cause of natural death in the US, accounting for about 325,000 adult deaths in the US each year.

Luckily, Roxas was revived.

Read more on Balitang America.

Without health insurance and the money to pay for all of Roxas' bills, his family created a Gofundme page. As of the latest, the Gofundme page has raised a total of $11,000 out of the $60,000 target.

Meanwhile, there is a Health Insurance in the Philippines that can help us make through our tough times.

COL Fund Source Vs. Traditional Mutual Funds Investing

I’ve been hearing all the buzz surrounding COL Fund Source (CFS), the new product introduced by COL Financial. CFS is the Philippines’ 1st and only online mutual funds supermarket. Since I want to be in the know, I attended COL’s Investing in Mutual Funds via COL Fund Source seminar last August 7, 2015.

If you are not familiar with the Mutual Funds (MF) model, these are pooled funds from assorted investors which are managed by investment professionals and placed in different asset classes like equities, bonds and securities.

Using CFS vs the Traditional Mutual Fund Investment Process

Traditional Mutual Funds Investing Process

I first learned about mutual funds in my third year college finance class. I remember being very excited learning about this financial tool. Pre-MF knowledge, I had thought that the only way to invest in the stock market was by going through it personally. The prospect of having a full time investment professional handle my money and investments seemed like the most sensible thing, specially for someone not well-versed in the stock market.

I had opened my first mutual fund account before that semester ended. I still remember searching for the nearest branch of the mutual fund company I was going to invest in. After taking 2 jeeps, the MRT (dun dun dun) and some walking I finally reached the office. I had to wait though since their was no agent present at the branch. When the financial adviser arrived, I filled out the application form, answered the risk profiler, invested my money and commuted back home.

After a week, I realized I wanted to topup my account so I went to the bank to (I haven’t discovered the wonderful world of online banking then) withdraw and redeposit my money to the MF company’s account. After this, I had to fax (I was told they don’t accept e-mails!) the deposit slip and top up form to branch. Once my balance was received, I received email and SMS confirmation.

I also registered myself on the online website of the MF company where I could check the performance of my account. I opted to get daily emails regarding the unit price of the fund I chose. Apart from these daily email reports I also receive quarterly direct mail reports regarding the status of my investment.

The name of the company may or may not have been changed. You guess.

An Overview of A Winning Mindset For Business Entrepreneurs

Do you know someone who seems to always get what they want?

You might say they’re lucky because everything comes easy for them; but more often than not, the reason why they achieve a lot in life is because they have the winner’s mindset.

Having a winner’s mindset is mostly about having self-confidence, and the ability to make others believe in that confidence.

Unfortunately, many people mistake self-confidence for arrogance, that’s why we sometimes hold back from showing our skills and talents. We fear that others will judge us negatively, and say that we’re a show-off.

But there’s a big difference between someone who exhibits genuine self-confidence, and someone who’s just feeling self-important – and that is achievement.

A person who has accomplished much will rarely be seen as pretentious, while someone who hasn’t done anything other than proclaim his supposed proficiencies will eventually be discovered as a fraud.

So what do any of these have to do with having the winner’s mindset?

Which One Is a Better Investment, Real Estate or the Stock Market?

Mr. Real Estate and Mr. Stock Market are brothers and back in 1992, their grandfather died and left each of them one million pesos.

“Invest the money and make it grow,” advised their parents. So that’s what they did.

Mr. Real Estate saw a property for sale right in the heart of Makati’s Central Business District. The 14 square-meter land was selling at P70,000 per square meter, which he considered a bargain because of its premium location.

Meanwhile, Mr. Stock Market went to the Makati Stock Exchange and bought Ayala Land, Inc. (ALI) shares, which at that time was selling at P2.95 per share.

Woodville General Trias Cavite Affordable Quality Homes

Affordable, quality homes by Futura Homes of Filinvest

For as low as 27,000pesos/month! 

When it comes to life achievements, one dream that is on top of almost everyone’s list is having their own home. Who wouldn’t want to have a space that’s all their own, a product of their hard work and a symbol of new beginnings?

Soldivo Investment Top Up Now Available at BPI Expressonline

After you open a Soldivo Bond Fund or Soldivo Strategic Growth Fund account, you’d naturally want to make additional investments regularly to take advantage of money cost averaging.

You can make additional Soldivo investments electronically via your BPI Expressonlineaccount. BPI treats the Soldivo mutual funds as “merchants,” so we can invest by “paying” Soldivo, using your folio number as reference or account number.

Soldivo Investing Made Easy with BPI Express Online

How to compute your earnings in Mutual Funds

Step 1: Determine how many shares you own

When you invest in mutual funds, you are actually buying “shares” of the mutual fund company. (See Introduction to Mutual Funds) The price you pay is the NAVPS or the Net Asset Value per Share, a figure that changes every day since it represents the market values of the investment assets the mutual fund company owns.

Insurance and Investment All In One

Designed so you can live life on your own terms...

Just as Philippine corporations are lauding HMO's as the answer to the increasing costs of health care for their employees, in steps the Kaiser International Healthgroup, Inc. hit tht local Market with a long-term health care product - the Kaiser Premium Health Builder Plan that will protect individuals when they need protection the most during their elderly years.

Created out of the desire to provide quality health care to a wider range of people covering the low, middle and upper classes, Kaiser International Healthgroup, Inc. was incorporated and register with the Securities and Exchange Commission on June 8, 2004 with an authorized capital strock of Php 160 million!

On July 26, 2004, Kaiser International Healthgroup, Inc. was granted a clearance to operate by the Department of Health Bureau of Health Facilities and Services.

Join Filinvest Become our Business Partners Worldwide! Earn Millions To Help Millions!

OFW Ka ba???

We are looking for self-motivated, self-driven and has a winning mindset individual who wants to have extra income with our very professional company Filinvest International, a very rewarding packages awaits you.

If you have that qualifications or wants to know the business, then we are inviting you in our office at 1st floor Room 104 Al Hashemi Building. Ibn Sayara & Ibn Seena Streets, Al Muntazah, Doha-Qatar. Or if you are an OFW working to other countries and you don't have any idea regarding Filinvest. Email me at catz23v@gmail.com and I will explain to you how we can start to become Business Partners.

You may also viber me at +974 77276798.

Kabayan di mo kailangan maglabas nang pera dito! Sumali ka na wag palampasin ang pagkakataon!

Success Stories Part 2 "Miriam Quiambao-Roberto: Rebuilding, Recovering, and Rediscovering God"

In the concluding part of this exclusive interview, Miriam Quiambao-Roberto talks candidly about the difficulty of almost losing her life savings to a scam, how turning back to God has given her a better direction in life, and her plans with her new family.

What difficulties did you face in moving back from Hong Kong to the Philippines?
I got married in 2004, and I got back here in 2006. Fortunately GMA quickly offered me a travel show, Pinoy Meets World, which sustained me financially so I had work when I moved back here even when my ex-husband wasn’t providing for me any more. It took us a couple of years before we agreed that he’d file a divorce.

In 2007 I had a financial challenge. I had invested in foreclosed properties again with my friend and investment partner. But in 2007 I learned that our properties were receiving letters from the bank threatening repossession because she wasn’t paying the amortization. It had over 1 million penalties in the bank.

Success Stories "Miriam Quiambao-Roberto: On Rising, Falling, And Rising Again (Part 1)"

Miriam Quiambao-Roberto shot up to international prominence at Miss Universe 1999, where she took the prize of first runner up for the Philippines despite her unfortunate slip and fall. But what captured everyone’s attention was the way she got back up even after falling down. Her graceful recovery from this setback drew the applause of the audience and won her fans the world over.

Who knew that this would become a metaphor for her life? After her meteoric rise, she also suffered a series of setbacks, from divorce to career downturns to being scammed out of her investments. But just like that night in 1999, Miriam got back up again after each setback, and found happiness and security in God and her new family.

In part one of this two-part exclusive interview, Miriam Quiambao-Roberto opens up about the challenges she’s faced, how in an alternate timeline she would have been a physical therapist in Indiana instead of a beauty queen, and why she suddenly left showbiz for a life of luxury in Hong Kong.

Miriam Quiambao-Roberto in childhood.

When you were growing up, what was your attitude towards money?
My parents taught me to be a saver. At seven or eight years old I already had a bank account. Whenever we received money for helping around the house, or during Christmas when we sang and danced and we got cash rewards from family members for that, I put it all in there.
But in our immature minds we didn’t really understand where we found money or its value. In fact my mom always told me “Money doesn’t grow on trees! I can’t keep on buying the stuff you want me to buy!”
It was only when I grew up and got my own job that I realized that it really wasn’t all that easy to make my own money.

Smarter Ways to Save Money by Marvin Germo

Here are some of the items that will be tackled in the video:

1.  How can you save money inspite of sales in malls?

2.  How much should you save each month?

3.  If you get tempted to buy “stuff” what should you do?

4.  Does putting your money in coin banks still work or should you put it in the bank?

5.  Is a saving account better or a time deposit?

6.  What is an emergency Fund?  How much should you put in it?

7.  Why was the Special Deposit Account taken out of the market?

8.  Is it better to save on food or clothing?

9.  How can budgeting help you in terms of saving?

10.  What is the minimum amount to start a time deposit and the tenure that you should hold them?

How to make Millions through Compound Interest?

Compound interest is interest added to the principal of a deposit or loan so that the added interest also earns interest from then on. This addition of interest to the principal is called compounding.

IMG - International Marketing Group Founder Mr. Joen de las Peñas Interview with Bo Sanchez

Mr. Joen de las Peñas is a founder of the International Marketing Group (IMG) and one of Brother Bo Sanchez’ investment mentors.

The Story: 

We met at a most unlikely place – inside an airplane. I was bumped up to business class and he was seated right beside me. Since then, Jose Enrique (Joen) de las Peñas became my mentor in investing.

Joen has a mission: to change the adage that “the rich get richer and the poor get poorer.” He believes that “the average person, even the poor, has an equal chance to become wealthy if given the right information.”

Joen certainly knows what he’s talking about. He is a registered financial planner and has more than 12 years of financial management experience. He sits as the president and chairman of the board of International Marketing Group (IMG) Insurance Brokers Corporation.

How to Increase your Income? Get a Job Part Time or Full Time and Earn Passive Income!

What is Passive Income?

Passive income is an income received on a regular basis, with little effort required to maintain it. It is closely related to the concept of "unearned income".

Here are list of the websites were you can get the additional income you need to save more!

Cheers to your financial freedom!

Office Set-up Business? Meron ba Nito?

Office Set-up Business? 

Have you ever wondered if there is such a business like this?

What I mean is a business that you can make by setting-up an Office of a Company.

Either renovation or construction and supply of office equipments like tables and chairs.

Call Center Workstations Office Set-up

What you need to Set-up the Business?

Bro Bo Shares Knowledge About Investing

Renowned businessman/missionary Bro. Bo Sanchez gives tips on how to handle your money properly. In order for an individual to be rich, one must think of long-term plans as his motivation to save more. He also promotes investing in the stock market in order for your money to reach its optimal point.

For those who wanted to be guided on their stock investments. I'm inviting you to join Truly Rich Club!

It's the best investment you can give to yourself. Experience Abundance Spiritually and Financially!

Crispy Pata Business Sure na Patok na Patok!

If you are looking for a different kind of twist for your Crispy Pata Business maybe you can add this on your menu! Try this Boneless Crispy Pata Recipe from Cook at Share!

Boneless Crispy Pata (Boneless Crispy Pork Knuckles) Recipe

How I Earned from Stock Market By Allan Ngo

Allan Ngo is a financial literacy advocate and a basketball addict. He believes Pinoys have what it takes to be truly rich through proper financial education.

The Dragon Fruit Lady---An exemplary mother and entrepreneur

The ‘Dragon Fruit Lady’ from Ilocos Norte shares her inspiring story. Find out how being a mother pushed her to emerge as the country’s top exporter of dragon fruit.

She was the light and the glimmer of hope for her children and family.

Entrepreneur Edith Dacuycuy is more than a star in the local agribusiness industry. She is a loving and caring mother who would find ways to make her children live comfortably despite the odds.

She was blessed with four children, a son and three daughters. Kate the youngest, however, is not like her siblings. She’s somehow more special, being diagnosed with a condition called cerebral palsy (congenital disorder affecting movement, posture, and muscle tone). Edith admitted that she has loved Kate even more because of this.

COL's Easy Investment Program (EIP)

The COL EIP is an easy and simple way to start investing in the stock market. For as low as Php 5,000, you can start building your personal wealth while minimizing your risk and maximizing your returns through the time-tested strategy of peso-cost-averaging.

Find out how investing small amounts on a regular basis can substantially increase your profit over time. The COL EIP makes stock investing even more convenient with features such as the auto-calendar and auto-reminder tools to allow you to set-up your investing schedule. Learn more about our COL EIP by viewing our orientation video below:

What is IMG?

International Marketing Group

International Marketing Group (IMG) is helping individuals and families who are often overlooked by other companies in the financial services industry. Working with clients to create a customized strategy to protect them and their families. 

Mission No Family Left Behind!

Magandang Buhay! Join me and Become Truly Rich!

Magandang Buhay!

Hello mga kapatid, I'm inviting each one of you to try to become a member of the Truly Rich Club.

Ask me why?