Success Story of Filinvest International Deputy Manager "Emelia Cudiamat-Lim"

Very symbolic sa akin ang inidoro.

When I see an inidoro, which I do everyday, tatlong bagay ang naalala ko.

Una ay ang Nanay ko. Tanda ko pa ang unang araw na dinala nya ako sa bahay ng kanyang amo na si Señora Cazzaniga? I was really shocked when I entered the toilet “nakita ko sya na nakaluhod sa bowl “.

That scene really broke my heart, realizing na ganun pala kahirap ang ginagawa niya para lang mabigyan kami ng maganda at maayos na buhay. Hindi lamang tatlong bahay sa isang araw ang pinupuntahan nya. Labindalawa na inidoro ang nililinis nya araw araw. Ang sarap ng buhay ko sa Pilipinas, yun pala ang nanay ko ang hirap ng pinagdadaanang sitwasyon. It really pained me but to my nanay, salamat. “I know that you sacrificed a lot and I wouldn’t be where I am now kung di ko nakita sa aking mga mata na ilang beses kang lumuluhod di lamang para ipagdasal kami pero pati maglinis ng inidoro ng ibat ibang tao”.

The Importance of Health Insurance "The Story of AJ Roxas Fil-Am Revived From death in Spain"

NEW YORK CITY - A Filipino-American from New York went into a sudden cardiac arrest while on vacation in Spain.

AJ Roxas, 23, was on vacation in Madrid en route to Barcelona when he went into a sudden cardiac death. He was rushed to a nearby hospital.

Sudden cardiac death is the largest cause of natural death in the US, accounting for about 325,000 adult deaths in the US each year.

Luckily, Roxas was revived.

Read more on Balitang America.

Without health insurance and the money to pay for all of Roxas' bills, his family created a Gofundme page. As of the latest, the Gofundme page has raised a total of $11,000 out of the $60,000 target.

Meanwhile, there is a Health Insurance in the Philippines that can help us make through our tough times.

COL Fund Source Vs. Traditional Mutual Funds Investing

I’ve been hearing all the buzz surrounding COL Fund Source (CFS), the new product introduced by COL Financial. CFS is the Philippines’ 1st and only online mutual funds supermarket. Since I want to be in the know, I attended COL’s Investing in Mutual Funds via COL Fund Source seminar last August 7, 2015.

If you are not familiar with the Mutual Funds (MF) model, these are pooled funds from assorted investors which are managed by investment professionals and placed in different asset classes like equities, bonds and securities.

Using CFS vs the Traditional Mutual Fund Investment Process

Traditional Mutual Funds Investing Process

I first learned about mutual funds in my third year college finance class. I remember being very excited learning about this financial tool. Pre-MF knowledge, I had thought that the only way to invest in the stock market was by going through it personally. The prospect of having a full time investment professional handle my money and investments seemed like the most sensible thing, specially for someone not well-versed in the stock market.

I had opened my first mutual fund account before that semester ended. I still remember searching for the nearest branch of the mutual fund company I was going to invest in. After taking 2 jeeps, the MRT (dun dun dun) and some walking I finally reached the office. I had to wait though since their was no agent present at the branch. When the financial adviser arrived, I filled out the application form, answered the risk profiler, invested my money and commuted back home.

After a week, I realized I wanted to topup my account so I went to the bank to (I haven’t discovered the wonderful world of online banking then) withdraw and redeposit my money to the MF company’s account. After this, I had to fax (I was told they don’t accept e-mails!) the deposit slip and top up form to branch. Once my balance was received, I received email and SMS confirmation.

I also registered myself on the online website of the MF company where I could check the performance of my account. I opted to get daily emails regarding the unit price of the fund I chose. Apart from these daily email reports I also receive quarterly direct mail reports regarding the status of my investment.

The name of the company may or may not have been changed. You guess.

An Overview of A Winning Mindset For Business Entrepreneurs

Do you know someone who seems to always get what they want?

You might say they’re lucky because everything comes easy for them; but more often than not, the reason why they achieve a lot in life is because they have the winner’s mindset.

Having a winner’s mindset is mostly about having self-confidence, and the ability to make others believe in that confidence.

Unfortunately, many people mistake self-confidence for arrogance, that’s why we sometimes hold back from showing our skills and talents. We fear that others will judge us negatively, and say that we’re a show-off.

But there’s a big difference between someone who exhibits genuine self-confidence, and someone who’s just feeling self-important – and that is achievement.

A person who has accomplished much will rarely be seen as pretentious, while someone who hasn’t done anything other than proclaim his supposed proficiencies will eventually be discovered as a fraud.

So what do any of these have to do with having the winner’s mindset?

Which One Is a Better Investment, Real Estate or the Stock Market?

Mr. Real Estate and Mr. Stock Market are brothers and back in 1992, their grandfather died and left each of them one million pesos.

“Invest the money and make it grow,” advised their parents. So that’s what they did.

Mr. Real Estate saw a property for sale right in the heart of Makati’s Central Business District. The 14 square-meter land was selling at P70,000 per square meter, which he considered a bargain because of its premium location.

Meanwhile, Mr. Stock Market went to the Makati Stock Exchange and bought Ayala Land, Inc. (ALI) shares, which at that time was selling at P2.95 per share.